About Us

About Golden Coast Finance

A Lender you can Trust

Here at Golden Coast Finance, we focus on the needs of our clients so that the big decisions are easier. Our position is to help you understand every part of the complicated world of mortgages, while providing you with a positive experience. We employ responsible lending practices while remaining on the leading edge of the industry to provide you with the best products available. Call us today or use our easy online application so we can begin delivering on your dreams.

Any company worthwhile has to be centered around a set of core values, and below you will find ours.

A company's growth should not stem from catchy slogans and gimmicky advertising, but by word of mouth.


We can exceed your expectations by keeping our thumb on the pulse of this ever-changing industry.


Being honest with yourself about your daily activities is the best way to ensure you are constantly improving.


Don't fear your own limitless potential! By embracing change and being flexible, you are the future of lending.

Mike Pandazos Golden Coast Finance

Senior Loan Officer Mike Pandazos

NMLS# 302644

Mike Pandazos has earned the reputation as a seasoned leader in the mortgage lending space. Throughout the span of over a decade, he has garnered extensive expertise in the industry. Well-versed in virtually all aspects of lending, he is particularly adept in Conventional, FHA, VA, and Jumbo Loans.

Currently, Mike serves as a Mortgage Senior Loan Officer and Team Leader at Golden Coast Finance where he is dedicated to helping people make their mortgage-related goals reality. From purchasing a dream home or investment property to assisting real estate professionals in expanding their businesses, he is on a mission to create positive change in his community. He and his committed team of experts offer effective, results-driven mortgage solutions and financial guidance coupled with top-notch communication and integrity.

During his free time, Mike enjoys exploring new places, playing tennis, and building race cars. Above all, he loves spending quality time with his family, including his two beautiful children. Mike may call Glendale home, but he lends all across California.

Give Mike a Call Today @ 818.925.8277

Frank Chander Golden Coast Finance

Senior Loan Partner Frank Chander

NMLS# 561090

Growing up in L.A I spent my youth with my dad at his construction sites. I have always been fascinated with homes and developments so in 2010 I started practicing real estate. In 2012 I transitioned to the home lending world and have not looked back. With vast experience in both worlds you can feel confident that I know what it takes to get the job done. Whether you are a first time home buyer or an experienced investor, I can help you with all your lending needs.

Oscar Dávila Golden Coast Finance

Loan Partner Oscar Dávila

NMLS# 1465151

Oscar Dávila is a licensed NMLS Loan Officer, a Notary public and a mortgage specialist from Glendale, CA driven by a deep belief in home ownership. He has the energy, a solid record of accomplishment and extensive involvement in his field of skill. Oscar believes in utilizing his impeccable skills and his immense knowledge of mortgage dynamics to ensure he provides the best home buying experience for first time home owners especially millennials and helping them realize their dreams.

With over half a decade’s experience in working in the mortgage field, and having started working in the mortgage industry at the age of 18, Oscar has immense knowledge of the aspects of loan processing and mortgage guidelines. He started at the data entry level, he moved up to processing of loans and always had a vision to move up the ladder in the lending world. This interest informed his decision to get his NMLS Loan Officer License in 2016.

Oscar is currently working at Golden Coast Finance with the Mike Pandoza team, where he helps the fulfillment team close loans. He thrives on meeting and exceeding his clients’ expectations through his personal and consultative approach. It is this nature of his services coupled with his charisma, dedication and people skills that make him a unique and great help to his clients. Oscar also knows what truly drives conversations due to his exemplary marketing strategies and excellent communication skills.

Theresa Marquez Golden Coast Finance

Loan Processor Theresa Marquez

I’ve been serving in the Mortgage Industry as a Loan Processor for 17 yrs. I have experience processing several Loan programs and types from FHA, City, County assistance programs, Jumbo and Portfolio. My goal is to succeed and grow with GCF.

Let us take the stress out of the loan process!

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