ABOUT GOLDEN COAST FINANCE

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EVERY DREAM, FUNDED

Envision a world where every dream is funded. It might sound like an impossibility to you, but it’s our singular mission at Golden Coast Finance; one that we get closer to with each successfully funded client. Your search for a dream home or investment property is likely one of the largest transactions in your life and we recognize that it deserves scrutinizing attention and guidance.

From the moment you reach out to us, you can rely on us to be at your side through the entirety of the lending process, looking over every detail to get you the best rates at a speed that gives you a competitive advantage in today’s rapid-fire housing market. We work closely with all sides, using our connections and storied experience to smooth out any bumps in the road before you see them.

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EMPOWERMENT THROUGH EDUCATION

It’s important to Golden Coast Finance that you receive funding for your dream on your terms. That’s why we prioritize communication with you through each step of the process, never leaving you in the dark with your questions and concerns. Your input is crucial to getting the results you want, so we’ll make sure we catch every detail!

If you’re frightened by the lending process, allow the illuminating experience of working with Golden Coast Finance to bring you confidence through understanding. We want you to take each step forward with the full knowledge that it’s the step that’s right for you. Therefore, we explain each move we make before we make it. Soon, you’ll find that you’re not intimidated by the thought of seeking a loan… you’re excited about it!

OUR CORE VALUES

CLIENT-CENTRIC &
TRANSPARENT

  • Client Interest First: Prioritizing the client’s needs and goals in every transaction
  • Honesty and Integrity: Ensuring all communications are honest, straightforward, and transparent
  • Empathy: Understanding clients' situations and customizing approaches to meet their specific needs
  • Guidance: Providing clear, continuous support throughout the home loan process

RELIABILITY &
TEAM SUPPORT

  • Dependability: Building trust through consistent, reliable actions and maintaining thorough communication
  • Teamwork and Support: Promoting a culture of teamwork and mutual support, ensuring everyone has each other's backs
  • Attentiveness and Responsiveness: Ensuring every client interaction is thorough and complete
  • Respectfulness: Ensuring all communications are respectful and courteous

PROACTIVE &
SOLUTION-DRIVEN

  • Proactivity: Staying ahead by identifying potential issues early and resolving them promptly
  • Creative Solutions: Embracing a solution-driven mindset, never taking 'no' for an answer, and always finding ways to overcome challenges
  • Willingness to Overcome Challenges: Demonstrating commitment and persistence in finding solutions
  • Fortitude: Showing determination and resourcefulness in all situations

GROWTH-ORIENTED &
COMMUNITY-FOCUSED

  • Growth Mindset: Maintaining a commitment to continuous improvement, being open to challenges, and striving for personal and professional growth.
  • Passion to Help: Demonstrating a strong desire to assist clients and help them achieve their goals.
  • Loyalty and Community: Prioritizing clients' best interests, valuing community connections, and considering referrals as the highest compliment.

GOLDEN COAST SUCCESS STORIES

The team at Golden Coast Finance were patient, professional and went the extra mile to help get some great terms for my home mortgage. Don't spend another minute drowning in loan jargon, just give them a call and they'll take care of you!

- Haig Hagopian.,

Everyone at Golden Coast Finance exhibited patience, kindness and a very professional manner in which they handled processing my loan. Getting a new loan can be a very stressful and trying experience. Everyone there helped make it a smooth and easy transaction. The personal touches such as their ac...    Show More

- Larry Ali.,

The Golden Coast Finance team is amazing! They got me my home loan approval with ease and worked so fast that we were able to close on our new home early. I can't thank them enough for all their hard work and dedication to making sure I got the best rate and closed on time. I highly recommend them a...    Show More

- Armand B..,

Mike, Arthur and the rest of the team at Golden Coast Finance are hands-down the best brokerage/lending company in Southern California. About three years ago I was shopping for a lender and found many lenders that promised amazing rates and swore the rate they provided was unbeatable. As a first ...    Show More

- Daniel B.,

This is the third time this team has helped come through on our home loan or refinance. Mike and Vanessa made the process so smooth and easy. They were able to get us approval and find us the best interest rate within hours. We appreciate their responsiveness, efficiency and friendly personalities. ...    Show More

- Nanar Hovasapian.,

Shiela played a vital role in our refinance. The rates at the time were high. She listened to our rate goal and kept a eye on the market. Once it was down almost to our goal She reached out. We locked our rate in for 30 days. Sure enough mortgage rates started to go up again. Fortunately for us, we ...    Show More

- live2b1.,

I can’t express what an amazing mortgage broker Shiela is! She made this entire process of home buying a breeze and less stressful. She guided my wife and I throughout the entire process. Never let us feel overwhelmed. If you’re looking for an amazing lender who truly cares about you, Shiela is the ...    Show More

- Alexander Kabakchuzyan.,

I had the pleasure of working with Shiela on an investment property. From the beginning, she was clear on the rates, costs and requirements. Throughout the weeks, she informed me of the status of my loan. Her team was also in constant communication with me and guiding me with every question I have. ...    Show More

- Christina Malyan.,

Shiela was extremely helpful, friendly, and intelligent. She knew when to lock us into our rate and kept us up to date throughout the process.

- Jolt Tronics LLC.,

There are so many things on the list I don't know where to begin. Mike, Arthur, and Oscar have been the most helpful in the selling and purchasing transactions. Not only did they give me a VERY competitive rate, but they worked round the clock to help me close. This is just the type of service you w...    Show More

- Samy B..,

Mike and his team are exceptional!!! Our mortgage approval circumstance was complex, to say the least. We had worked with 2 previous lenders who failed to help us, but Mike was able to close on our house and get things done effectively. The team communicated with us at every step of the process, and...    Show More

- Mariam I..,

Mike really helped us out and was very professional about the whole process. He was very transparent in what was possible and worked hard to get the rate we were hoping for. It is no wonder why he and his team has the reputation the do. They delivered on our refinance and came through. Give them a c...    Show More

- Sage F..,

We had a great experience with Golden Coast Finance. We refinanced our house and are impressed by Mike Pandazos's and his team's professionalism. They were courteous and delivered on their promised interest rates and closing time. We highly recommend them.

- Moses M..,

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