PRIVACY POLICY

Golden Coast FInance provides you with this privacy policy ("Privacy Policy") to let you know Golden Coast Finance's information collection and usage policies and practices that apply to information collected on the Golden Coast Finance website at goldencoastfinance.com.

Collection of Information

When you visit the Site, Golden Coast Finance collects information about you and your browsing habits. The information we collect depends on the pages of our website you visit and what you do during your visit.

Golden Coast Finance may collect information from you automatically when you visit our website, which may include the name of the domain and host from which you access the Internet; the Internet protocol (IP) address of your computer; the type of browser and software operating system you use; the date and time you access our website; and the Internet address of the website from which you linked to our site.

Several companies offer tools that allow people to browse the web anonymously. We cannot provide you a personalized experience if you use these tools, because we cannot recognize you and your computer. However, we want to ensure you know of their existence.

Golden Coast Finance may also use cookies to enhance browsing on our website. "Cookies'' are small files or records that are placed on your computer's hard drive to collect information about your activities on our website. You can choose to have your browser warn you every time a cookie is being sent to you, and you can turn off cookie placement. If you refuse, your overall browsing experience can be affected and may prevent you from fully using the Site. Golden Coast Finance may also use "message format" and "message open" sensing technologies to enable Golden Coast Finance to recognize whether you have enabled your email program to receive HTML emails. If so, this information is associated with your email address so that we can send subsequent messages to you in HTML format. The "message open" sensing technology allows us to recognize whether you have opened our email messages. We can only detect this if you have enabled your email program to receive HTML emails.

For most of the browsing services on the Site, Golden Coast Finance does not require your personal information. There are portions of the Site where you will be given the option to provide information about you. The information that you may be asked to provide may include your name, email address, telephone number, and address. Depending on your request and other circumstances, other information may also be collected. It is your discretion and determination whether to provide such information.

Use of Information Collected

Golden Coast Finance uses the information it collects (whether submitted by you or automatically collected) to respond to your requests, to provide you with information that Golden Coast Finance thinks may be of interest to you, and to operate its business. Golden Coast Finance may also disclose your information to its affiliates, agents, and other third parties pursuant to agreements under which Golden Coast Finance will describe how such third party may use such information.

In addition, Golden Coast Finance may disclose aggregated data and statistics in order to describe the Site to prospective partners, advertisers, and other third parties, and for other lawful purposes. Additionally, Golden Coast Finance may disclose part or all of a user's personal information when Golden Coast Finance believes, in good faith, that the law requires or compels such disclosure, or when Golden Coast Finance has good faith reason to believe that disclosure is necessary to protect Golden Coast Finance's rights or property, the rights of another user or to prevent harm. Further, Golden Coast Finance may disclose information provided by you as part of any merger, sale, acquisition, or other acquisition of same or all of Golden Coast Finance or its assets.

How users consent to messaging

The user fills out a form on the website where they can consent to receive notification messages from our company. There is also a box they can check to receive product updates and/or marketing messages. The messaging disclosure is displayed to users by this form.

By submitting your phone number, you are authorizing us to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us.

We do not share data with third parties for marketing/promotional purposes.

Third-party sharing for marketing and promotional purposes exclude text messaging opt-in data and consent; this information will not be shared with any third parties; text messaging opt-in data is not being shared with third parties.

Non-Public Information Collected

Golden Coast Finance takes client financial privacy very seriously. During the course of processing your application, Golden Coast Finance may accumulate nonpublic personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. Golden Coast Finance restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Golden Coast Finance maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Golden Coast Finance collects nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency.

Non-public information collected through the Site, is never disclosed to third party sources, except where disclosure is required by law or is necessary for the fulfillment of Golden Coast Finance's fiduciary obligation to you.

Your Options

Golden Coast Finance does not require you to provide personal information in order to use the Site. However, if you choose to not provide requested personal information, your ability to use all of the Site's features may be limited or you may not receive the information that you are requesting. By choosing to provide personal information, you agree to the terms of this Privacy Policy.

If you do not want to receive e-mail or other mail from Golden Coast Finance, please contact us at info@Golden Coast Finance.com. If you do not want to receive legal notices or other communications from Golden Coast Finance, it is your responsibility to review and monitor the Site for such notices and communications.

Customer Demographics

This Site is not designated nor intended to collect information from children under the age of 13. In addition, Golden Coast Finance does not knowingly collect information from children under the age of 13.

Golden Coast Finance markets our products and services exclusively to adults. If you are younger than age 18, you may use our website only with the permission and involvement of your parents or guardian.

Third Party Websites

When you click on links on the Site and the Intranet that take you to a third-party website(s), you will be subject to the third parties' privacy policies. Golden Coast Finance cannot and does not accept responsibility for the contents or actions of any third-party website(s). We encourage you to read the posted privacy statement of every site you visit, whether you are linking from our site or browsing on your own.

Ability To Change Our Privacy Policy

This privacy policy was last changed on June 27th, 2024. We reserve the right to modify or amend this policy at any time by posting the revised privacy policy on our Site.

Questions

If you have any questions regarding our privacy policy, please email us at [email protected].