At Golden Coast Finance, we believe in making homeownership accessible, affordable, and understandable for everyone.
Our mission is to provide you with the tools, resources, and personalized guidance you need to navigate the mortgage process with confidence and ease.
Purchasing a home may be the biggest financial step you’ve taken in your life so far. But don’t be afraid... be excited! At Golden Coast Finance, we fund colossal dreams like yours every day. We’ve seen what works and what doesn’t for any scenario you can imagine.
We’re happy to walk side by side with you through the entire lending process, masterfully maneuvering you into the perfect program for your goals, while answering all of your questions.
Prequalification is one of the strongest advantages you can have when seeking funding for your real estate goal. Lucky for you, we’re prequalification pros at Golden Coast Finance!
Not familiar? Prequalification is an early-stage process of seeking a mortgage loan in which we calculate an estimate of how much you can borrow. You provide us some very basic information about your finances and we’ll take it from there with a credit check and expert analysis to get you the best possible options. Prequalification is typically a quick process with results in less than 24 hours. At that time, we’ll provide you with a comprehensive list of loans that will work based on your financial information and our savvy analysis and experience!
The team at Golden Coast Finance were patient, professional and went the extra mile to help get some great terms for my home mortgage. Don't spend another minute drowning in loan jargon, just give them a call and they'll take care of you!
Everyone at Golden Coast Finance exhibited patience, kindness and a very professional manner in which they handled processing my loan. Getting a new loan can be a very stressful and trying experience. Everyone there helped make it a smooth and easy transaction. The personal touches such as their ac... Show More
The Golden Coast Finance team is amazing! They got me my home loan approval with ease and worked so fast that we were able to close on our new home early. I can't thank them enough for all their hard work and dedication to making sure I got the best rate and closed on time. I highly recommend them a... Show More
Mike, Arthur and the rest of the team at Golden Coast Finance are hands-down the best brokerage/lending company in Southern California. About three years ago I was shopping for a lender and found many lenders that promised amazing rates and swore the rate they provided was unbeatable. As a first ... Show More
This is the third time this team has helped come through on our home loan or refinance. Mike and Vanessa made the process so smooth and easy. They were able to get us approval and find us the best interest rate within hours. We appreciate their responsiveness, efficiency and friendly personalities. ... Show More
Shiela played a vital role in our refinance. The rates at the time were high. She listened to our rate goal and kept a eye on the market. Once it was down almost to our goal She reached out. We locked our rate in for 30 days. Sure enough mortgage rates started to go up again. Fortunately for us, we ... Show More
I can’t express what an amazing mortgage broker Shiela is! She made this entire process of home buying a breeze and less stressful. She guided my wife and I throughout the entire process. Never let us feel overwhelmed. If you’re looking for an amazing lender who truly cares about you, Shiela is the ... Show More
I had the pleasure of working with Shiela on an investment property. From the beginning, she was clear on the rates, costs and requirements. Throughout the weeks, she informed me of the status of my loan. Her team was also in constant communication with me and guiding me with every question I have. ... Show More
Shiela was extremely helpful, friendly, and intelligent. She knew when to lock us into our rate and kept us up to date throughout the process.
There are so many things on the list I don't know where to begin. Mike, Arthur, and Oscar have been the most helpful in the selling and purchasing transactions. Not only did they give me a VERY competitive rate, but they worked round the clock to help me close. This is just the type of service you w... Show More
Mike and his team are exceptional!!! Our mortgage approval circumstance was complex, to say the least. We had worked with 2 previous lenders who failed to help us, but Mike was able to close on our house and get things done effectively. The team communicated with us at every step of the process, and... Show More
Mike really helped us out and was very professional about the whole process. He was very transparent in what was possible and worked hard to get the rate we were hoping for. It is no wonder why he and his team has the reputation the do. They delivered on our refinance and came through. Give them a c... Show More
We had a great experience with Golden Coast Finance. We refinanced our house and are impressed by Mike Pandazos's and his team's professionalism. They were courteous and delivered on their promised interest rates and closing time. We highly recommend them.