About Us

About Golden Coast Finance

A Lender you can Trust

Here at Golden Coast Finance, we focus on the needs of our clients so that the big decisions are easier. Our position is to help you understand every part of the complicated world of mortgages, while providing you with a positive experience. We employ responsible lending practices while remaining on the leading edge of the industry to provide you with the best products available. Call us today or use our easy online application so we can begin delivering on your dreams.

Any company worthwhile has to be centered around a set of core values, and below you will find ours.

A company's growth should not stem from catchy slogans and gimmicky advertising, but by word of mouth.


We can exceed your expectations by keeping our thumb on the pulse of this ever-changing industry.


Being honest with yourself about your daily activities is the best way to ensure you are constantly improving.


Don't fear your own limitless potential! By embracing change and being flexible, you are the future of lending.

Mike Pandazos Golden Coast Finance

Senior Loan Officer Mike Pandazos

NMLS# 302644

Mike Pandazos has earned the reputation as a seasoned leader in the mortgage lending space and has garnered extensive expertise in the industry for more than a decade. Well-versed in virtually all aspects of lending, he is particularly adept in Conventional, FHA, VA, and Jumbo Loans. During his free time, Mike enjoys exploring new places, playing tennis, and building race cars. Above all, he loves spending quality time with his family, including his two beautiful children. Mike may call Glendale home, but he lends across California.

Give Mike a Call Today @ 818.925.8277

Oscar Dávila Golden Coast Finance

Senior Loan Processor Oscar Dávila

NMLS# 1465151

Oscar Davila is a licensed loan officer and a mortgage specialist from Glendale, CA. With a solid record of accomplishments and extensive involvement in his field, Oscar has developed a deep belief in home ownership which drives him every day. He thrives on meeting and exceeding his clients’ expectations with his personal and consultative approach. The nature of his service coupled with his charisma, dedication, and people skills, make him a unique and valuable asset to his clients.

Andre Kahramanian Golden Coast Finance

Mortgage Loan Officer Andre Kahramanian

NMLS# 671270

Andre was born in Los Angeles CA. Andre attended Glendale high school. After highs school he joined the United States Marine Corps. Upon completion of his duty and his honorable discharge Andre immediately started his career in the mortgage industry. His goal has always been to make sure his customers are happy and help them obtain the home of their dreams. Andre understands that each client’s financial situation is different. He takes the time to go through every possible option to find the best product for his customers. Nearly 99% percent of his business comes from referrals and past customers. Experience, integrity, honesty, availability and the genuine desire to help clients are just some of the reasons to choose Andre Kahramanian.

Aura Chafloque Golden Coast Finance

Loan Partner Aura Chafloque

Aura has served clients with professional advice for their home financing services for over 15 years. Aura prides herself on providing professional, ethical and authentic information with an exceptional level of customer service to all of her clients. She works tirelessly to help her clients with the best choice for their lending needs. Aura understands the responsibility of assisting clients, with such life-changing decisions.

As native of Perú, Aura is skilled to assist Spanish speaking clients. She holds a Bachelor’s degree in International Business Administration and is constantly building her knowledge within lending. A dedicated mortgage professional, she works diligently to familiarize clients with the entire process and also minimize risks for them. Whether purchasing, renovating a home, transferring a mortgage or refinancing an existing mortgage, Aura is dedicated to finding suitable mortgage solutions for each client’s particular situation. With her years of experience, she is capable of offering the most innovative home financing solutions in the marketplace. Aura looks forward to serving you and your clients achieve financial and homeownership goals!

Arthur Ghevondian Golden Coast Finance

Loan Partner Arthur Ghevondian

Arthur comes to Golden Coast Finance with over 14 years of lending background. He has a long track record of successfully working for Credit Unions, Bank of America and City National Bank. Consistently a top producer, he has worked in every aspect of the industry including compliance, audits, business systems, processing and underwriting. He epitomizes integrity, energy, hard work and determination at the highest level. He comes from an environment of leading, training, and motivating his team associates to be better every day. He’s very excited to be part of Golden Coast Finance and is looking forward to helping the team grow. In his free time he loves to play sports, travel and learn about various cultures.

Lori DuBois Golden Coast Finance

Loan Processor Lori DuBois

In the real estate industry, the entire process is much more than purchasing property. It’s the method of helping people achieve their dreams of property ownership and creating long lasting memories for decades to come. For loan processor Lori DuBois, this quintessential ambition for every client she works with is what makes her profession that much more rewarding and a joy for her to do every day. With over 15 years of experience in mortgage and real estate, Lori is a team player with a supportive “can-do” attitude and never shy’s away from any challenge a new transaction may bring. Her moto is having that one-on-one connection to create a personal, thoughtful, and trustworthy experience for all her clients, allowing each customer to feel more at ease during the entire mortgage process. Having children of her own, family is very important for Lori and she absolutely adores spending time with her kids and her 2 beautiful grandbabies. When she can, Lori ventures out to new places, like a beach day or camping, and has a blast on those occasional trips to Magic Mountain with her family.

Marylin Mahmoudi Golden Coast Finance

Marketing Executive Marylin Mahmoudi

Throughout the years, Marylin has built a strong passion in working with clients. In addition to gaining experience in customer service for 7 years, she has developed skills in communication, critical thinking, and writing from her extensive knowledge as a student. She is excited to soon complete her Bachelor’s degree in English-Creative writing from California State University, Northridge, where she can apply what she has learned and utilize it within the marketing field. Alongside her joy that derives from good client relationships, Marylin loves to dedicate her time to helping her community. With experience as a volunteer at the hospital in the non-invasive cardiology and the maternity department, caring for others has been one of Marylin’s key motives in life. Her ultimate goal is to create powerful and positive relationships with every person that she meets. She loves to spend her time with family and friends, while also enjoying hobbies such as painting, cooking, and writing books.

Matt Haberlie Golden Coast Finance

Loan Officer Matt Haberlie

Matt Haberlie was born and raised in the Washington DC area. After a career as a financial advisor, he moved to Los Angeles and started his career as a loan officer utilizing his vast experience in the financial sector. Matt truly understands that buying a home is likely his clients biggest investment. With this in mind, he ensures that he takes great care of his clients personally walking them through the purchase or refinance process.

After almost 20 years in the mortgage industry, Matt has seen every possible situation and knows how to overcome obstacles that stand in the way of accomplishing his clients goals. He is thrilled to bring his decades of knowledge to Golden Coast Finance.

Gladys Marrujo Golden Coast Finance

Loan Processor Gladys Marrujo

Gladys is passionate about working in an industry that enables her to use her skills, educational background, and ability to work well with others. She enjoys contributing to other people’s goals and dreams by working together with a dedicated team working toward a common goal.

Gladys has been in the banking industry since 2008 working her way up to manager of a commercial business bank. In addition to her firm grasp of the financial sector, as well as being bilingual, Gladys obtained her Real Estate license to continue her growth in her field. She was a member of the National Latina Business Women Association, a Board Member for a networking group focused on business development, San Diego Pros.

Gladys has always had a passion for lending and real estate. She understands that buying, selling or refinancing a home is more than just a transaction: it’s a life-changing experience. She is dedicated to providing exceptional, personalized service for all of my clients. She takes great pride in the relationships she builds and always works relentlessly on the client’s behalf to help them achieve their goals and make their dreams come true. Her philosophy is simple: Clients come first. “I pledge to be in constant communication with my clients, keeping them fully informed throughout the entire buying or refinancing process. I believe that if you’re not left with an amazing experience, I haven’t done my job. I don’t measure success through achievements or awards but through the satisfaction of my clients.”

Liz Berris Golden Coast Finance

Loan Processor Liz Berris

Liz has over 25 years of real estate, escrow, and mortgage experience. She has a vast wealth of knowledge about the entire property ownership experience. Liz enjoys being able to take that expertise and provide Golden Coast Finance clients with the best possible experience. She prides herself on her ability to communicate clearly and effectively, while listening to all her client’s needs. She exudes integrity, empathy, organization, and attention to detail.

Liz enjoys sending time with family and friends, especially with her two amazing teenagers. When she has a spare moment, you can find her on a spin bike or travelling.

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