About Us

About Golden Coast Finance

A Lender you can Trust

Here at Golden Coast Finance, we focus on the needs of our clients so that the big decisions are easier. Our position is to help you understand every part of the complicated world of mortgages, while providing you with a positive experience. We employ responsible lending practices while remaining on the leading edge of the industry to provide you with the best products available. Call us today or use our easy online application so we can begin delivering on your dreams.

Any company worthwhile has to be centered around a set of core values, and below you will find ours.

A company's growth should not stem from catchy slogans and gimmicky advertising, but by word of mouth.


We can exceed your expectations by keeping our thumb on the pulse of this ever-changing industry.


Being honest with yourself about your daily activities is the best way to ensure you are constantly improving.


Don't fear your own limitless potential! By embracing change and being flexible, you are the future of lending.

Mike Pandazos Golden Coast Finance

Senior Loan Officer Mike Pandazos

NMLS# 302644

Mike Pandazos has earned the reputation as a seasoned leader in the mortgage lending space and has garnered extensive expertise in the industry for more than a decade. Well-versed in virtually all aspects of lending, he is particularly adept in Conventional, FHA, VA, and Jumbo Loans. During his free time, Mike enjoys exploring new places, playing tennis, and building race cars. Above all, he loves spending quality time with his family, including his two beautiful children. Mike may call Glendale home, but he lends across California.

Give Mike a Call Today @ 818.925.8277

Oscar Dávila Golden Coast Finance

Senior Loan Processor Oscar Dávila

NMLS# 1465151

Oscar Davila is a licensed loan office and a mortgage specialist from Glendale, CA. With a solid record of accomplishments and extensive involvement in his field, Oscar has developed a deep belief in home ownership which drives him every day. He thrives on meeting and exceeding his clients’ expectations with his personal and consultative approach. The nature of his service coupled with his charisma, dedication, and people skills, make him a unique and valuable asset to his clients.

Andre Kahramanian Golden Coast Finance

Loan Partner Andre Kahramanian

NMLS# 671270

Andre was born in Los Angeles CA. Andre attended Glendale high school. After highs school he joined the United States Marine Corps. Upon completion of his duty and his honorable discharge Andre immediately started his career in the mortgage industry. His goal has always been to make sure his customers are happy and help them obtain the home of their dreams. Andre understands that each client’s financial situation is different. He takes the time to go through every possible option to find the best product for his customers. Nearly 99% percent of his business comes from referrals and past customers. Experience, integrity, honesty, availability and the genuine desire to help clients are just some of the reasons to choose Andre Kahramanian.

Aura Chafloque Golden Coast Finance

Loan Partner Aura Chafloque

Aura has served clients with professional advice for their home financing services for over 15 years. Aura prides herself on providing professional, ethical and authentic information with an exceptional level of customer service to all of her clients. She works tirelessly to help her clients with the best choice for their lending needs. Aura understands the responsibility of assisting clients, with such life-changing decisions.

As native of Perú, Aura is skilled to assist Spanish speaking clients. She holds a Bachelor’s degree in International Business Administration and is constantly building her knowledge within lending. A dedicated mortgage professional, she works diligently to familiarize clients with the entire process and also minimize risks for them. Whether purchasing, renovating a home, transferring a mortgage or refinancing an existing mortgage, Aura is dedicated to finding suitable mortgage solutions for each client’s particular situation. With her years of experience, she is capable of offering the most innovative home financing solutions in the marketplace. Aura looks forward to serving you and your clients achieve financial and homeownership goals!

Brenda Hernandez Golden Coast Finance

Loan Processor Brenda Hernandez

Brenda Hernandez is our newest Loan Processor at Golden Coast Finance. She is an end-to-end loan processor who understands the importance of her role in helping customers reach their financial goals and helping them achieve homeownership. Brenda’s commitment in providing exceptional service, stems from her caring nature in serving others. She adapts to her customers’ needs and takes pride in delivering quality of work. In her 7 years’ experience in the mortgage industry, she has worked with reputable lending agencies including Bank of America, Priority Financial Network and BCF Wholesale. Her ability to lead by example is a testimony to her hard work and dedication. Having the hunger of striving to help out others succeed is evident in the relationship she harbors with her peers and business partners.

An important aspect of life she holds dearly is her family. She loves being a mother and adores spending quality time with her two children who are the joy of her existence. Her hobbies include music, dancing, cooking, and hopes to retire early to travel the world!

Lori DuBois Golden Coast Finance

Loan Processor Lori DuBois

In the real estate industry, the entire process is much more than purchasing property. It’s the method of helping people achieve their dreams of property ownership and creating long lasting memories for decades to come. For loan processor Lori DuBois, this quintessential ambition for every client she works with is what makes her profession that much more rewarding and a joy for her to do every day. With over 15 years of experience in mortgage and real estate, Lori is a team player with a supportive “can-do” attitude and never shy’s away from any challenge a new transaction may bring. Her moto is having that one-on-one connection to create a personal, thoughtful, and trustworthy experience for all her clients, allowing each customer to feel more at ease during the entire mortgage process. Having children of her own, family is very important for Lori and she absolutely adores spending time with her kids and her 2 beautiful grandbabies. When she can, Lori ventures out to new places, like a beach day or camping, and has a blast on those occasional trips to Magic Mountain with her family.

Let us take the stress out of the loan process!

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