About Us

About Golden Coast Finance

A Lender you can Trust

Here at Golden Coast Finance, we focus on the needs of our clients so that the big decisions are easier. Our position is to help you understand every part of the complicated world of mortgages, while providing you with a positive experience. We employ responsible lending practices while remaining on the leading edge of the industry to provide you with the best products available. Call us today or use our easy online application so we can begin delivering on your dreams.

Any company worthwhile has to be centered around a set of core values, and below you will find ours.

A company's growth should not stem from catchy slogans and gimmicky advertising, but by word of mouth.


We can exceed your expectations by keeping our thumb on the pulse of this ever-changing industry.


Being honest with yourself about your daily activities is the best way to ensure you are constantly improving.


Don't fear your own limitless potential! By embracing change and being flexible, you are the future of lending.

Mike Pandazos Golden Coast Finance

Branch Manager | Sr. Loan Officer
Mike Pandazos

NMLS# 302644

For over a decade of experience and mastered knowledge in the mortgage industry, Mike Pandazos has established a five-star reputation in lending throughout all of California. His core values of integrity, growth, and persistence outlines his leadership skills and his devotion to the continuous success of Golden Coast Finance. With his proficiency in various forms of home loans, Mike adapts his expertise towards accomplishing his main mission, and that is offering a first-rate experience to his clients and partners that he works with. Outside of his workspace, he enjoys exploring new destinations, racing cars, and most of all, spending quality time with his beautiful family.

Give Mike a Call Today @ 818.925.8277

Oscar Dávila Golden Coast Finance

Operations Manager Oscar Dávila

NMLS# 1465151

Oscar Davila is a licensed loan officer and a mortgage specialist from Glendale, CA. With a solid record of accomplishments and extensive involvement in his field, Oscar has developed a deep belief in home ownership which drives him every day. He thrives on meeting and exceeding his clients’ expectations with his personal and consultative approach. The nature of his service coupled with his charisma, dedication, and people skills, make him a unique and valuable asset to his clients.

Andre Kahramanian Golden Coast Finance

Mortgage Loan Officer Andre Kahramanian

NMLS# 671270

Upon the completion of his duty and his honorable discharge from the United States Marine Corps, Andre transitioned into the mortgage industry where he has developed a sturdy career as a Mortgage Loan Officer. His utmost priority to offer a remarkable service to his clients is the foundation of Andre’s workmanship that he brings with him to Golden Coast Finance. He understands the unique situations tailored to his clients’ financial needs, which is what makes the experience working with Andre an effective and pleasant one. During his spare time, Andre enjoys playing music, traveling across the world, and enjoying quality time with his beautiful family.

Aura Chafloque Golden Coast Finance

Loan Partner Aura Chafloque

Aura has served clients with professional advice for their home financing services for over 15 years. Aura prides herself on providing professional, ethical and authentic information with an exceptional level of customer service to all of her clients. She works tirelessly to help her clients with the best choice for their lending needs. Aura understands the responsibility of assisting clients, with such life-changing decisions.

As native of Perú, Aura is skilled to assist Spanish speaking clients. She holds a Bachelor’s degree in International Business Administration and is constantly building her knowledge within lending. A dedicated mortgage professional, she works diligently to familiarize clients with the entire process and also minimize risks for them. Whether purchasing, renovating a home, transferring a mortgage or refinancing an existing mortgage, Aura is dedicated to finding suitable mortgage solutions for each client’s particular situation. With her years of experience, she is capable of offering the most innovative home financing solutions in the marketplace. Aura looks forward to serving you and your clients achieve financial and homeownership goals!

Arthur Ghevondian Golden Coast Finance

Loan Partner Arthur Ghevondian

Arthur comes to Golden Coast Finance with over 14 years of lending background. He has a long track record of successfully working for Credit Unions, Bank of America and City National Bank. Consistently a top producer, he has worked in every aspect of the industry including compliance, audits, business systems, processing and underwriting. He epitomizes integrity, energy, hard work and determination at the highest level. He comes from an environment of leading, training, and motivating his team associates to be better every day. He’s very excited to be part of Golden Coast Finance and is looking forward to helping the team grow. In his free time he loves to play sports, travel and learn about various cultures.

Vanessa Renderos Golden Coast Finance

Loan Processor Vanessa Renderos

Vanessa Renderos was born and raised in Los Angeles. Throughout the years, she’s had the opportunity to take on various roles in administrative, customer service, and medical positions. Vanessa decided to venture out and take on a new journey as a Loan Counselor for PennyMac Loan Services, where she found her passion for the mortgage industry. She’s excited to join the team and hopes to continue to grow and expand her knowledge here at Golden Coast Finance as a Loan Processor.

Marylin Mahmoudi Golden Coast Finance

Marketing Executive Marylin Mahmoudi

Throughout the years, Marylin has built a strong passion in working with clients. In addition to gaining experience in customer service for 9 years, she has developed skills in communication, critical thinking, and writing from her extensive knowledge as a student. As an English graduate from California State University of Northridge, Marylin is thrilled to apply what she has learned and utilize her skills within the marketing field for Golden Coast Finance. Alongside her joy that derives from good client relationships, Marylin loves to dedicate her time to helping her community. With experience as a volunteer at the hospital in the non-invasive cardiology and the maternity department, caring for others has been one of Marylin’s key motives in life. Her ultimate goal is to create powerful and positive relationships with every person that she meets. She loves to spend her time with family and friends, while also enjoying hobbies such as painting, cooking, and writing books.

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