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Programs We Offer!

CONVENTIONAL LOANS

  • Minimum 3% or 5% Down Payment
  • Turn-Times 25 Days or Less
  • Assets as Income Allowed
  • 100% Gift Funds Allowed
  • 1 Year Tax Returns Possible
  • Minimum 620 Credit Scores

FHA LOANS

  • Minimum 3.5% Down Payment
  • Minimum 580 Credit Scores
  • Minimum 2 Year Bankruptcy Seasoning
  • 100% Gift Funds Allowed

VA LOANS

  • 0% Minimum Down Payment
  • No Private Mortgage Insurance
  • Streamlined Refinances
  • DTI Flexibility

JUMBO LOANS

  • 3.5% Down Payment
  • No Private Mortgage Insurance
  • Interest Only Available
  • 1 Year Tax Returns Possible

Down Payment Assistance

  • 3%-5% Down Payment Assistance
  • Closing Cost Assistance
  • Up To 10% Forgivable Equity Assistance

INVESTOR CASH-FLOW LOANS

  • Use Rents to Qualify
  • Minimum 20% Down Payment
  • Can Close in LLC
  • Interest Only Available

PORTFOLIO LOANS

  • Minimum 10% Down Payment Available
  • Bank Statement Only
  • VOE Only
  • Profit & Loss Only

NO RATIO PROGRAM

  • No Income Verification Required
  • 20% Minimum Down Payment
  • Minimum 640 Credit Score With 40% Down Payment
  • Gift Funds Allowed
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