Dreams of investment also need funding! The Investor Cash-Flow Loan serves investors with a loan type that considers your investment property’s equity instead of your personal finances. With “interest-only” options, you may qualify to simply pay the interest on the loan for the first couple of years, giving you time to accrue equity before tackling the loan’s principal after the interest-only period concludes. Perhaps best of all, there’s no limit to the number of investment properties you can finance with Investor Cash-Flow Loans. Music to an investor’s ears!
Though your personal finances are exempt from review, there are a few strict hurdles you’ll have to jump to qualify for an Investor Cash-Flow Loan. These include a solid credit score (680 or higher), enough liquid assets to cover a 15% to 20% downpayment, a property that meets the requirements of the program, and preferably at least 6 months of real estate investment experience.