Conventional interest rates and APR shown are based on a conforming home purchase with the following parameters: $521,250 purchase price, 80% LTV, $417,000 loan amount, owner occupied, single family dwelling, 760 FICO, 15-day lock, no escrow waiver. FHA rates are based on a home purchase with the following parameters: $432,000 purchase price, 96.5% LTV, $416,880 loan amount, owner occupied, single family dwelling, 760 FICO, 15-day lock, no escrow waiver. Points quoted are only those charged directly to borrower at close of escrow. Variances to these parameters may result in different interest rate and APR. These examples are for illustration only and may change based on loan program, credit score, actual closing costs, LTV, among other variables. This is not a commitment to lend nor a credit decision. Credit is subject to approval. Additional programs may be available other than those shown. Golden Coast Finance NMLS# 341153.